Why Minimum Viable Retirement?

Many people think early retirement requires millions of dollars, but the concept of Minimum Viable Retirement (MVR) challenges that idea. MVR focuses on identifying the smallest, most sustainable financial foundation that allows you to live a fulfilling life with autonomy and peace of mind.

Instead of chasing an arbitrary financial goal, MVR emphasizes intentional living — understanding what truly matters to you, trimming what doesn’t, and aligning your resources with your values. By doing so, you reduce financial pressure and accelerate your path to independence.

Freedom Over Luxury

For many, the real goal isn’t wealth for its own sake — it’s freedom. MVR helps you reach freedom sooner by defining “enough.” Every expense you remove reduces your target portfolio and brings independence closer.

“You don’t need to retire from life. You need to design a life you don’t want to retire from.”