Tools & Resources

These practical tools help you calculate, plan, and maintain your Minimum Viable Retirement path. Each resource is designed to keep things simple — no spreadsheets with 20 tabs required.

1. FIRE Calculator

Estimate how close you are to financial independence. Input your annual expenses, withdrawal rate, and savings to see your “Freedom Number.”

2. Minimal Budget Template

A one-page budget separating essentials, discretionary, and optional expenses. Track what truly matters, and cut the rest.

3. Simple Investing Guide

A minimalist approach to investing focuses on low-cost index funds and long-term consistency. This tool explains how to automate your plan.

4. Lifestyle Audit Worksheet

Review your monthly spending and possessions. Ask: “Does this align with my values or add friction?” Reducing friction accelerates retirement.